I think we’ve all had times when money was super tight; when you’ve only got a few dollars after paying all of the bills but you still have to eat somehow. When that happens, the best thing to do is to take stock of what you’ve already got at home, and then use these frugal foods to help fill your stomach until the next payday. 1. Oatmeal I’m...
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Spending money is easy. In fact, it’s beyond easy and that fact alone puts millions of people in debt every year. We’ve talked a lot about stupid things ways people waste money, but sometimes it’s the little daily spending habits that are dangerous to your financial security. I virtually guarantee that we’ve all done at least one of these...
Well, tax season is firmly upon us, and depending on how much you procrastinated, you might already have that nice lump sum of money from Uncle Sam sitting in your bank account. It can be exciting to have that much money all at once, and extremely tempting to just blow it on fun stuff. However, that lump sum of money can actually do quite a bit of good. Here are...
Saving money is important on the path to financial security, and it’s an integral part of being frugal for most people. However, it’s definitely not something that’s easy to do. Much like anything, it’s easy to make bad savings habits which can actually cost you more money than if you didn’t save money at all. Here are five things that...
When I look back at my early 20s and reflect on what on earth happened to all that money I was making before I really had any debt to speak of, the thing that amazes me the most is how much money I blew on pointless things. I was an impulse buyer and if I saw something that I wanted, I had the tendency to purchase it right then and there, only to experience buyer’s...
Phones are expensive. And I’m not just talking about the device itself (although a new flagship phone will easily run you back $500 or more) but the plans themselves. Most people pay an average of $71 per person, per month. There are discounts for family plans, sure, but it can still add up pretty quickly. However, it doesn’t have to be that way. In...
While making a budget and sticking to it is undeniably important, I’ve always had the thought in the back of my mind that it’s weird how we go about it. We put a dollar amount on the amount of money we hope to bring in each month, then plan accordingly— for those of us living paycheck to paycheck, that isn’t exactly ideal. What happens when you...
It seems that in today’s society, frugality takes low priority and American’s as a whole aren’t often very financially literate. Ultimately, it’s become a world with credit cards, calculators, and apps for budgeting. In my opinion, the heart of being frugal goes hand in hand with life before those things. With that spirit in mind, today I’ve...
Saving money is, at once, the easiest and hardest thing to do. The biggest hurdle is in starting that savings account, and if you’re like millions of Americans who have been dragging their feet when it comes to saving money, then here are six reasons why you should start saving immediately. 1. In case an emergency arises Emergencies happen to everyone. Whether...
It’s officially 2017. While I personally don’t believe in new year resolutions, I do think it’s a good time to reflect and reset some goals. This year, I have a number of financial goals, none of which can be accomplished if I don’t save my money instead of spend it! There are plenty of ways to cut your spending in day to day life, but I...