Well, January is finally here, which means that it’s time to throw out the old and usher in the new. How did you do last year? If you are looking at your budget and finances and thinking that it’s time for some changes, then why not add that into your New Year’s resolutions? Here are six frugal resolutions you should consider to help improve your...
At the heart of every frugal lifestyle, there is a budget. Chances are, you’ve visited that budget a number of times— tried to cut costs, adjust it month to month, or just confirming everything is as it should be. While there are a number of ways you can try to stretch your budget, at some point you’re going to find yourself at a stand still with (seemingly)...
The first step for getting control of your finances is understanding where all of your money is going. We talked a few weeks ago about how to create a budget, but when you have multiple sources of income and several different kinds of bills (monthly, yearly, static, variable, auto-withdrawn, etc) it can quickly get out of hand. But, don’t stress. It isn’t...
One of the hardest places to trim your budget has to be in the grocery section. Eating is a necessity, and it’s possible to spend an exorbitant amount of money at the grocery store. But it certainly doesn’t have to be that way. If you’re looking for a way to save a bit of money without sacrificing too much, then check out these 11 tips: 1. Stop...
Making your own salad dressing takes only about as long as it would to open your store bought dressing, and with the possibilities of saving your hard earned money, there really is no reason to get store-bought dressing ever again! Here are 5 easy salad dressing recipes that you can make at home to save some money! 1) French 1/2 cup extra virgin olive oil 1/4 cup...
While it’s important to have an emergency fund, one of the biggest mistakes that I see people making (and believe me, I have done this myself at one point) is using a credit card for emergencies. I think most people have this mentality, but if you’re serious about getting your finances under control and preparing for the worst, then a credit card is the...
Before we can dive in to ways to simplify your finances, we should probably go over some ways that your finances are getting, well, complicated. Here are a few ways that can happen: Too many bank accounts and credit cards Multiple outstanding debts Too many transactions— some regular, some irregular Too much paperwork It’s probably not going to be something...
Photo by Jacob Edward, Senior Planning Being frugal is hard. There is constant pressure to spend money and more and more things in our consumerist society, and it can be easy for people to quickly lose track of where their money is actually going. I’ve been there, and I’m sure you have too. But it doesn’t have to be that way. If you are conscious...
As far as I know, there isn’t any get-rich-quick scheme just waiting around to make you debt free. As unfortunate as that is, plenty of hustle and hard work will eventually help you get to your goal. It might take months, it could take years, but the work is worth it in order to be able to focus on the present and the future instead of your old bills! It’s...
So, we’ve already talked about making a budget and sticking to it. But what if, when you made your budget, you found yourself in the negative? How do you cut costs without paying bills late or making some major sacrifices? Depending on how much extra you need, it’s not likely as hard as you think. Here are some tips for making your money stretch just...