5 Ways to Trick Yourself into Saving Money

Posted on Nov 15 2016 - 3:13pm by Mary G.

Saving money is honestly a lot easier than people make it out to be. While it may seem like a daunting task at the beginning, once you get into a savings routine it becomes second nature! Whether you need to pay off some debt, get an emergency fund, or simply save up for a future endeavor, these tips should help you mindlessly save money!



1) Upgrade Your Change Jar

A spare change jar is probably nothing new to you, and they are a great way to save money— but it’s also really easy to take your change jar to the next level! Each month, I take out my “spending” money in cash. I use the cash for gas, instances where I have to eat out, and any other various expenses. For the duration of the month, if I get home with any $1’s they go strait to the change jar! If I’m feeling extra ritzy, I go ahead and throw a $5 in.

2) Choose Cash Back20161115_085116_hdr

When I go to places that offer cash back, whether it be Walgreens, Walmart, or a nearby gas station, I always get the smallest amount of cash back. I feel like if I am already at one of these places spending money, I might as well make my transaction $5 more and help my savings out! I hardly even notice it missing, but my change jar is very appreciative to have it added.

3) Coupons = Cash

This is something I have recently started doing, and I think it really helps! Typically, when I visit the grocery store for a big shopping excursion, I check out the sales and use coupons. Anything $1 off or 2 for 1 immediately catches my eye! I just go about business as usual; most stores calculate how much I saved shopping with them and then display it on the bottom of my receipt. Then I just transfer that money into my savings account. Easy peasy!

4) Round Up

Some bills are easily rounded up. If rent is $475 for the month, why not just add the extra $25 to your savings? I tend to think of it as $500 when I’m making my budget anyway, so rounding up just helps beef up my savings and cut down on my spending for the rest of the month!

5) Talk to Your Bank20161115_085214_hdr

A lot of banks have features to help you out with your savings. I know Bank of America offers a “change rollover” feature where you can round up shopping trips and get the leftover change added to your savings. There is definitely no harm in asking if your bank has any features to help you out, you might be surprised what you find out!

These are just some tips to help you mindlessly rack up some savings. There are endless possibilities for ways to save money, it’s all about how much effort you want to put into it! Do you guys have any ways to trick yourselves into saving money? Share with me in the comments below!

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