It seems that in today’s society, frugality takes low priority and American’s as a whole aren’t often very financially literate. Ultimately, it’s become a world with credit cards, calculators, and apps for budgeting. In my opinion, the heart of being frugal goes hand in hand with life before those things. With that spirit in mind, today I’ve...
‘The decision to live frugally is a hard one to make, and while it can be quite the challenge at first, once you get in the habits you’ll be amazed how easy it is and how quickly you’ll save money. While many of the frugal tips are a little scary sounding to the newcomer, here are 10 easy things that you can do to help kick start your new frugal...
Budgeting is the first and most important step for saving money, paying down debt, getting control of your finances, and working towards frugality. While we’ve talked about budgeting in the past, I’ll be the first to admit that it’s not easy for everyone. So, if you’re one of the many who has tried to budget before and just couldn’t...
Saving money is, at once, the easiest and hardest thing to do. The biggest hurdle is in starting that savings account, and if you’re like millions of Americans who have been dragging their feet when it comes to saving money, then here are six reasons why you should start saving immediately. 1. In case an emergency arises Emergencies happen to everyone. Whether...
It’s officially 2017. While I personally don’t believe in new year resolutions, I do think it’s a good time to reflect and reset some goals. This year, I have a number of financial goals, none of which can be accomplished if I don’t save my money instead of spend it! There are plenty of ways to cut your spending in day to day life, but I...
The average work week for an American is just over 34 hours a week, but most people actually work around 40 or even more every week. That’s a lot of time spend away from your family, focused on something that you may or may not actually consider fun. But, what do you do if you want to make a little extra money on the side and simply don’t have any more...
Well, January is finally here, which means that it’s time to throw out the old and usher in the new. How did you do last year? If you are looking at your budget and finances and thinking that it’s time for some changes, then why not add that into your New Year’s resolutions? Here are six frugal resolutions you should consider to help improve your...
At the heart of every frugal lifestyle, there is a budget. Chances are, you’ve visited that budget a number of times— tried to cut costs, adjust it month to month, or just confirming everything is as it should be. While there are a number of ways you can try to stretch your budget, at some point you’re going to find yourself at a stand still with (seemingly)...
While I am obviously a big advocate for living a frugal life, it is often times looked down on as being a waste of time or even as being too extreme. I think the real issue at hand here is that people tend to confuse being frugal with simply being cheap. While there may not be any groundbreaking differences between being frugal and being cheap, there is definitely...
The first step for getting control of your finances is understanding where all of your money is going. We talked a few weeks ago about how to create a budget, but when you have multiple sources of income and several different kinds of bills (monthly, yearly, static, variable, auto-withdrawn, etc) it can quickly get out of hand. But, don’t stress. It isn’t...